Welcome to Yadkin Mortgage

Interested in Obtaining a Mortgage Loan?

Are you looking to purchase a home or refinance your current residence? Are you a first-time buyer, or a senior, long-time homeowner who wants to use the equity you’ve built to fund your retirement?  Do you want to realize your dream of having a vacation home or condo or maybe purchase property for investment? Whatever your situation, you should speak with one of our experienced mortgage professionals. We can make the entire mortgage process—from selecting the right product, to completing the application, to closing—as fast and simple as possible. And we’re here to help you at any point along the way.

Find A Mortgage Loan Consultant         Request A Quote         Apply Now

For a list of financial and related documents you’ll need to get your mortgage loan fully approved, CLICK HERE.

Conventional Mortgages

  • Fixed-Rate Mortgages 
    Our traditional fixed-rate mortgages offer you the peace of mind of knowing that both your interest rate and monthly payments will remain unchanged throughout the life of your loan. Having a consistent payment eliminates surprises to make budgeting easier.
  • Adjustable-Rate Mortgages (ARMs) 
    ARMs enable you to start out with a lower payment than a comparable fixed-rate mortgage by keeping the initial rate low for a fixed period of time. Afterwards, the interest rate rises at a pre-determined frequency. 

Reverse Mortgages

If you are a homeowner age 62 or older, a reverse mortgage enables you to convert a portion of the equity of your home into cash. Meanwhile, you retain ownership, and you are not required to repay the loan until you sell or otherwise vacate your home.

Another option for homeowners 62 and older is Reverse for Purchase, an FHA-insured program designed to help you replace your current home with one that better suits your needs. It enables you to purchase a new home outright, which allows you to enjoy retirement without a monthly mortgage payment.

CLICK HERE for more information and help from a Reverse Mortgage expert near you.

Construction Loans

Our construction loans are designed to meet your specific building needs. We offer one-time close, Construction-to-Permanent loans up to 85% loan to value (LTV) for qualified applicants. In addition, our Long-Term Lock feature enables you to lock in at current rates, so you know what your rate and payment will be once construction is completed.

FHA Mortgages

These Federal Housing Administration-insured loans feature easy qualification, non-stringent credit requirements, and flexible choices, offering both fixed- and adjustable-rate options.

USDA Mortgages

This program, offered by the United States Department of Agriculture, provides low-cost insured home mortgage loans to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home or to purchase and prepare home sites.

VA Mortgages

  • These mortgages are available exclusively for veterans, members of the military, or surviving spouses of veterans. They enable borrowers with less-than-perfect credit to purchase a home with no down payment or refinance their current residences up to 100%.
  • Both fixed- and adjustable-rate options are available, and they never require mortgage insurance.
Cyveillance Site Seal