Financial Partners

This special banking program enables our business clients to enhance their benefits
packages by offering their employees a discounted banking package that can save each one
hundreds of dollars annually.

Financial Partners was designed for companies that employ 10 persons or more and maintain a
commercial checking relationship with our bank. Participation requires direct deposit of
payroll into employee checking accounts. It offers the following benefits:

  • Free checking account with no monthly fee, per-check charges or minimum balance requirements
  • Free first order of checks
  • Free Visa Check Card
  • Free withdrawals at 60,000 ATMs worldwide
  • Free Online Banking
  • Free Online Bill Pay
  • Free 24-Hour Telephone Banking
  • Free Regular Savings account with recurring draft
  • Free savings account for children

Employees age 50 or older (with direct deposit) are also eligible for a free upgrade to Prestige
Gold checking, which includes these additional services:

  • Tiered interest on checking balances
  • Free check re-orders
  • Free small safe deposit box (subject to availability)
  • Free notary service
  • No-fee cashier’s or traveler’s checks

Bonus Interest on a New CD

If new Financial Partners participants open a CD within 90 days of opening a checking account, they will be eligible for a quarter percent (0.25%) bonus on the CD. This bonus may not be combined with other offers. CDs are subject to penalty for early withdrawals. Penalty will reduce earnings.

Discounts on Home Equity Lines

Put the equity in your home to work by setting up a low-interest line of credit! Apply for a home equity line and we will waive our origination fee and provide a $250 discount off closing costs. Closing costs will vary by individual but bank will provide $250 credit toward customer closing costs on a line of credit (subject to approval).

Free Investment Consultation

Need sound investment advice? Our licensed investment counselors can provide information and
guidance on your investment options, delivering tailored solutions through a combination of
integrated tools and resources.

For investment consultation on non-FDIC insured products such as securities and insurance investments, we will refer you to our licensed financial advisors at Main Street Investment Services, Inc., a wholly owned subsidiary of Yadkin Valley Bank and Trust Company. Securities are offered by Securities America, Inc., who is independent of any financial institution. The products offered by Securities America (a) are not insured by the FDIC or any other federal or state deposit guarantee fund, (b) are not deposits or otherwise obligations of Yadkin Bank, are not guaranteed by the Bank, and (c) are subject to investment risks including loss of principal.

Free Mortgage Counseling

Whether you are buying your first home, moving into a larger one or refinancing your existing home, our skilled mortgage consultants will help guide you through the process

Free Insurance Quotes

Keep insurance expenses down. Since our Insurance Department represents more than 15 respected insurance carriers, we can “shop” for the best rates available, ensuring that you maximize your coverage while minimizing
your costs.

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